MacManus Asset Finance

Your Outsourced
Business Finance Partner

Work with UK’s Business Moneyfacts Asset
Finance Broker of the Year 2024

5-star excellent service

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Our Products

Quick, flexible business financing solutions

Asset Finance

Asset Finance is a flexible form of business funding in which the security provided to a lender is largely made up of the vehicles, equipment or plant and machinery used by businesses in their day to day operations.

Key Benefits:
Cashflow: Acquire assets whilst preserving cash reserves.
Trading: Increased turnover covers repayment cost.
Security: Funding primarily secured against the asset.
Growth: Expand operations, secure additional contracts.
Tax: Secure tax benefits from asset investment.

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Business Loans

Unsecured Business Loans for UK firms provide an infinitely flexible method of funding solutions that can be tailored to suit the specific demands and needs of every business.

Key Benefits:
Cashflow: Allowing businesses to navigate temporary challenges and accelerate growth.
Growth Working capital to foster growth.
Cost Consolidation: Consolidate existing debts to improve immediate cashflow and weather difficult periods.
Security: Reduces the need for collateral and personal guarantees, providing flexibility for borrowers.

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VAT Loans

Quarterly VAT payments can strain UK business owners' cash flow. A Tax Loans service offers a 3-month VAT loan to provide financial flexibility and support, especially for smaller businesses.

Key Benefits:
Cashflow: Extra funding to improve cash flow, reduce costs, and support business growth
Cost-Saving: Timely VAT payments prevent costly penalties & avoid escalating charges.
HMRC Relationship: Paying VAT on time helps build a positive relationship with HMRC, demonstrating good financial management and potentially reducing tax inspections.

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Invoice Finance

Invoice Finance is widely used by UK businesses to access capital tied up in their outstanding debtor book.

Key Benefits:
Cashflow Benefits: Aid cash flow for covering immediate expenses
Saving Benefits: Save money by taking advantage of discounts for early payment from suppliers
Admin Benefits: Focus on sales and fulfillment with credit control and reducing administrative burden and reduce staff costs associated with chasing payments..
Growth Benefits: Pursue growth opportunities with improved working capital.

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Asset Finance

Asset finance is when a business borrows money to buy things like equipment, vehicles, or machinery. Instead of paying all at once, the business makes payments over time. The thing they buy acts as a guarantee in case they can't pay back the loan.


Key Benefits:

No Large Upfront Costs: You don’t need to pay the full price of equipment or machinery all at once. This helps businesses save cash for other needs.

Flexible Payments: You can spread out payments over time, making it easier to manage cash flow.

Access to Better Equipment: Asset finance allows businesses to get high-quality equipment that they might not be able to afford upfront.

Business Loans

We offer business loans to help companies cover costs like growing their business, buying equipment, or paying other expenses. The loan is repaid over time with interest.

Key Benefits:

Cashflow Support: Business loans give companies quick access to money. This helps them manage daily expenses, take advantage of growth opportunities, or deal with unexpected costs.

Growth Opportunities: With extra funds, businesses can start new projects, expand their operations, hire employees, or buy inventory to grow faster.

Debt Management: Business loans can combine multiple debts into one easy payment. This makes managing finances simpler and may reduce the total interest paid.

VAT Loans

A VAT loan helps businesses cover the VAT (Value Added Tax) they owe. It provides money for businesses to pay their VAT bills, which they then repay over time.

Key Benefits:

Cashflow Support: VAT loans give businesses quick access to money, helping them pay taxes without hurting daily operations.

Avoid Penalties: With a VAT loan, businesses can pay their taxes on time and avoid late fees or fines.

Flexible Repayments: The loan is usually paid back in small, manageable amounts, making it easier to handle.

Invoice Finance

Invoice Finance is a popular way for UK businesses to get quick access to money that’s tied up in unpaid invoices. Instead of waiting for customers to pay, businesses can receive most of the money right away.

Key Benefits:

Improved Cashflow: Businesses get fast access to funds from unpaid invoices, helping them manage daily expenses and invest in growth.

Flexible Financing: The amount of funding grows with your sales, so the more invoices you have, the more cash you can access.

Reduced Waiting Time: Instead of waiting weeks or months for payments, businesses can get funds quickly, keeping operations running smoothly.

Why Choose Us

experience premium financial services

Access the Very Best Interest Rates

Quick & Easy Application Process

Dedicated Account Manager Supports You

From Inquiry to Payout in Under a Week

Fee Free Brokerage Service

MacManus Asset Finance was named the Business Moneyfacts Asset Finance Broker of the Year 2024. This award shows how well we work for our clients. We are fully authorized and regulated by the Financial Conduct Authority (FCA) and a member of the National Association of Commercial Finance Brokers (NACFB). We have earned the “NACFB Assured” status, meaning we follow the highest standards of honesty and follow all the rules.

Our team has over 25 years of experience in business finance and has helped hundreds of UK businesses. This experience makes us trustworthy. We have a wide network of business finance providers offering competitive rates and flexible terms, giving businesses the right financial solutions they need.

We specialize in asset finance, invoice finance, business loans, VAT loans, and vehicle finance.

Secure your business with UK’s

Business Moneyfacts Asset Finance
Broker of the Year 2024

OR  CALL 0330 027 0433

MacManus Asset Finance

MacManus Asset Finance is a UK-based business finance company that helps small and medium-sized businesses (SMEs) in the UK. We offer different types of business finance, such as asset finance, invoice finance, business loans, VAT loans, and vehicle finance.

We are a member of the National Association of Commercial Finance Brokers and work with many of the top finance companies in the UK to find the best funding options.

We are here to be your business finance partner.

work with our

Team of Experts

Chris MacManus

Managing Director

Rhian MacManus

Relationship Manager

Elliott Hewings

Commercial Finance Broker

Ethan Hayes

Commercial Finance Broker

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What Our Clients Say

exceptional service

Chris was just brilliant from the second we contacted him. Nothing was too much trouble and the whole process was very straightforward.

He gave us excellent advice throughout. We happily nominate MacManus Asset Finance and have complete confidence in Chris and his team for all of our future needs.

Jonathen Harty

Lord Brown & Harty Funeral directors

I have chosen MacManus Finance on more than one occasion to finance my vehicles because they are a customer-focused professional company. They are efficient and swift with information and responses to queries.

I am confident that my business is getting the best service for this company.
Finally, I always try to deal with small family businesses as they are dedicated to providing excellent service.

Fiona Kemp

H Kemp and Son Limited

Absolutely excellent company that went above and beyond to arrange my finances and at short notice. 

They were very professional and very knowledgeable and also provided me with a very prompt service, highly recommended and deserving of this award.

Darren Hancock

D L Hancock Limited Funeral Directors

Brilliant customer service, specialising in specific finance for the funeral industry. 

A wonderful company to deal with.

Daniel Devall

Devall & Son

We have used Chris for nearly 20 years to help us finance our fleet and private vehicles. He has always been supportive and been able to find us very competitive rates quickly and efficiently. I have found him to be very discrete  and communication has been first class.  

John Tempest

Robson & Ellis Funeral Service

I have worked at senior level within the Construction Plant level for some 20+ years and started using MacManus around 2015. I was involved in a larger purchase in 2016 which was a huge commitment for my company but Chris was able to negotiate a deal that could not be refused, including VAT deferral of which I wasn’t aware existed.  

 If ever asked, I always suggest trying MacManus Finance and I always recommend speaking with Chris.

Carl Phillips

MMC Site Services Ltd

MacManus Asset Finance Ltd have always been very proactive with their marketing promoting a varied range of financial services. 

They helped us to successfully secure £42k worth of funding from Investec for a new Polishing booth last year which was at a competitive rate. The whole process went very smoothly from the initial enquiry right the way through to a successful completion. I would not hesitate to recommend their services.

Martin Clarke

Clarke Rendall Business Furniture Ltd

We have used MacManus Finance for over 10 years and found them to offer a honest and up front approach to financing, namely from the start, you are offered all the hidden costs that arise with other companies!

Chris MacManus supported us throughout and apart from being the most efficient, was also the cheapest option.  We have continued our relationship with MacManus ever since and would not hesitate to recommend them.

Louise Davies

Machinery Movements and Crane Hire Ltd

Chris MacManus and team assisted us with the purchase of our new vehicles. They made the whole process as simple and straightforward as could be in arranging the finance. 

An absolute first class and personal service.

John Lawrence

J. Lawrence & Sons (Undertakers) Ltd.

MacManus are always a reliable partner for asset finance. Yes, they are competitive and provide an excellent service, but those are not the main reasons for us voting for them. Through all stages of the finance project, they are always easy to communicate with and respond rapidly. 

In short, there is a certain peace of mind in dealing with them and a rare level of trust in reliability that a business can put into a supplier.

Funeral Director

Hull

Proactive and professional service whilst managing to maintain personal relationships.

Excellent after sales service. Approachable and helpful back-office staff.

Haulier

Cardiff

A first class, exceptional service provider who goes that extra step to securing the right facilities to satisfy our needs. We have dealt with MacManus Finance for ten years and they have provided the funding for nine vehicles.

They have our full backing on their entry, we, as a business are “Completely Satisfied” with this service provider.

Funeral Director

Shropshire

A great business that has supported our family funeral service for a number of years. 

Consistent good service with great focus on getting things right. Highly recommend. 

Funeral Director

Manchester

We have used MacManus Finance for many years and in the main for financing vehicle purchases. They have always been helpful and sourced the best providers. We recently have engaged with other aspects such as Credit Insurance and their provider was most helpful in getting the information required to allow us to make an informed decision.

I would have no hesitation in recommending MacManus Finance to any business for financial support and guidance. 

Haulier

North Wales