Your Outsourced
Business Finance Partner
Work with UK’s Business Moneyfacts Asset
Finance Broker of the Year 2024
Our Services Solutions
Quick, flexible business financing solutions
Asset
Finance
Business
Loans
VAT
Loans
Invoice
Finance
Car
Finance
Why Choose Us
experience premium financial services
Access the Very Best Interest Rates
Quick & Easy Application Process
Dedicated Account Manager Supports You
From Inquiry to Payout in Under a Week
Fee Free Brokerage Service
MacManus Asset Finance are the Business Moneyfacts Asset Finance Broker of the Year 2024 – awarded as a result of our incredible levels of delivering for our clients. We are a firm directly authorised and regulated by the Financial Conduct Authority and are a full member of the National Association of Commercial Finance Brokers having achieved the enhanced “NACFB Assured” status, we uphold the highest standards of integrity and regulatory compliance.
Led by a team with over 25 years of business finance experience and a track record of supporting hundreds of UK businesses, our credibility speaks for itself. Our extensive network of business finance providers, offering competitive rates and flexible terms, delivers tailored financial solutions that meet the diverse needs of businesses.
We specialise in asset finance, invoice finance, business loans, VAT Loans and vehicle finance.
We are your outsourced business finance partner.
Why Choose Us
experience premium
financial services
Access the Very Best
Interest Rates
Quick & Easy Application Process
Dedicated Account Manager Supports You
From Inquiry to Payout in Under a Week
Fee Free Brokerage Service
MacManus Asset Finance are the Business Moneyfacts Asset Finance Broker of the Year 2024 – awarded as a result of our incredible levels of delivering for our clients. We are a firm directly authorised and regulated by the Financial Conduct Authority and are a full member of the National Association of Commercial Finance Brokers having achieved the enhanced “NACFB Assured” status, we uphold the highest standards of integrity and regulatory compliance.
Led by a team with over 25 years of business finance experience and a track record of supporting hundreds of UK businesses, our credibility speaks for itself. Our extensive network of business finance providers, offering competitive rates and flexible terms, delivers tailored financial solutions that meet the diverse needs of businesses.
We specialise in asset finance, invoice finance, business loans, VAT Loans and vehicle finance.
We are your outsourced business finance partner.
Secure your business with UK’s
Business Moneyfacts Asset Finance
Broker of the Year 2024
OR CALL 01443 800621
Secure your business with UK’s
Business Moneyfacts Asset Finance Broker
of the Year 2024
OR CALL 01443 800621
MacManus Asset Finance
MacManus Asset Finance are a UK-based, FCA-registered, business finance brokerage that provides a range of business finance solutions to UK SMEs. Our services include asset finance, invoice finance, business loans, VAT Loans and vehicle finance.
We are members of the National Association of Commercial Finance Brokers and have access to funding lines from an extensive panel of the UK’s premier and specialist finance institutions.
We are your outsourced business finance partner.
Meet Our Team
Of Experts
Chris MacManus
Managing Director
Chris MacManus founded MacManus Asset Finance in 2005 and has over 25 years business finance experience. He is passionate about supporting businesses and is widely regarded as a trusted business partner by firms across the UK.
Rhian MacManus
Relationship Manager
Rhian MacManus is a Commercial Finance Broker at MacManus Asset Finance, joining in 2015. Rhian primarily focusses on business loan products and specifically in providing VAT and tax loans to businesses across the UK.
Elliott Hewings
Commercial Finance Broker
Elliott Hewings is a Commercial Finance Broker at MacManus Asset Finance. Elliott joined the business in March 2023. Outside of the business Elliott is a semi-professional footballer currently representing Wattsville FC in the Gwent County Premier Division.
Ethan Hayes
Commercial Finance Broker
Ethan Hayes is a Commercial Finance Broker at MacManus Asset Finance. Ethan joined the business in March 2023. Outside of the business Ethan is a semi-professional footballer currently representing Cinderford Town FC in the Hellenic League Premier Division.
How We Work
With You
We make your finance journey as simple as possible.
As your trusted business finance partner, we work closely with you every step of the way to ensure a seamless process:
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalized quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed, we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation free.
- From here we ensure everything is finally packaged and presented to the finance company who will activate your agreement and pay your supplier, allowing you to enjoy your new business asset and the benefits it brings to your business.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalised quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation free.
- Once agreed we will ensure that completion happens efficiently and to your timescales.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options.for you to consider
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalised quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation-free.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalized quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed, we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation free.
- From here we ensure everything is finally packaged and presented to the finance company who will activate your agreement and pay your supplier, allowing you to enjoy your new business asset and the benefits it brings to your business.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalised quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed we will prepare your application and liaise with the lenders to secure the funding you need.
- Once agreed we will notify you and then liaise with your asset supplier to request invoices and to prepare your finance agreement for signing.
- From here we ensure everything is finally packaged and presented to the finance company who will activate your agreement and pay your supplier, allowing you to enjoy your new car.
How We Work With You
We make your finance journey as simple as possible.
As your trusted business finance partner, we work closely with you every step of the way to ensure a seamless process:
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalized quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed, we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation free.
- From here we ensure everything is finally packaged and presented to the finance company who will activate your agreement and pay your supplier, allowing you to enjoy your new business asset and the benefits it brings to your business.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalised quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation-free.
- Once agreed we will ensure that completion happens efficiently and to your timescales.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options.for you to consider
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalised quotation from our funding panel.
- Once you have reviewed your no obligation quotations and are happy to proceed we will prepare your application and liaise with the lenders to secure the funding you need.
- Unlike some brokerages, we do not charge you any payments or fees for our brokerage service, so your engagement with us is entirely cost, risk and obligation-free.
- From here we ensure everything is finally packaged and presented to the finance company who will activate your agreement and pay HMRC, allowing you the peace of mind that your tax is paid and you benefit from the release of cashflow pressure to your business.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully assess your needs and to ensure we identify the most suitable funders for pre-qualifying
- From here we present two to three options for you to consider, allowing you the opportunity to compare options without obligation.
- You can then meet with any or all providers to get comfortable with their proposition and discuss any queries you might have.
- From here we work with you and the lender to achieve a solution that delivers to your exact needs and you enjoy the benefits of a perfectly tailored invoice financing solution.
- From your first call, email or completed webform we will act as your trusted partner, understanding your objectives and putting together options for you to consider.
- We may need to ask you some general business questions and ask for some financial information from you in order to carefully prepare your personalised quotation from our funding panel.
- Once you have reviewed your no-obligation quotations and are happy to proceed we will prepare your application and liaise with the lenders to secure the funding you need.
- Once agreed we will notify you and then liaise with your asset supplier to request invoices and to prepare your finance agreement for signing.
- From here we ensure everything is finally packaged and presented to the finance company who will activate your agreement and pay your supplier, allowing you to enjoy your new car.
Frequently Asked Questions
We are your Outsourced Business Finance Partner, providing a fee free brokerage service that supports business with 5 essential business financing products, asset finance, business loans, VAT Loans, invoice finance and car finance.
We recommend visiting the relevant product page which you can access at the top of that page to learn more about each of our products.
You can call our office on 01443 800621, or email us at info@macmanus.finance. Alternatively you can complete any of the webforms you will find across this website. However you connect with us our team stand ready to support you immediately.
Anything moveable that a business needs to function. This includes any and every type of light, heavy and passenger carrying vehicle, plant and machinery, print, manufacturing, engineering, renewables as well as IT, telecoms, and office equipment. If in doubt, ask. You may be surprised how flexible asset finance can be.
Eligibility depends on several factors including your business’s financial health, credit history, and the type of asset being financed. Our team can provide a detailed assessment.
The approval process typically takes between 24 to 72 hours, depending on the complexity of the application and the availability of your documents.
We have access to an extensive panel of finance providers and as such can assist firms across the spectrum of credit standing. Interest rates will vary based on the type of financing, the amount borrowed, and the creditworthiness of the applicant. We don’t provide generic quotes – they serve no purpose. Instead all our quotes we are based on a personalised initial expert assessment of the proposal and are based on real-time funding costs. This ensures we can provide highly accurate pricing so that you can make educated and informed decisions.
We hate fees. We really do. Unlike many brokerages we do not charge fees for making an application. We are paid commission by lenders for successfully placing business with them.
However there are costs we incur when packaging an application and we need to protect the integrity of our funding panel. Sadly, some businesses do not act ethically in engaging with brokers so we wish to dissuade those businesses from approaching us.
The quotation we provide you is based on our expert assessment of the proposal and once you instruct us to proceed to a full credit application we will ask you to sign our Terms of Business.
Our Terms of Business contains a Confirmed Offer Fee Clause of 1% of the proposed loan amount. If we cannot secure an offer of finance on the terms quoted then no fee is ever due. If we secure the finance as quoted and you complete the transaction, no fee is due.
The only circumstance where we would request the Confirmed Offer fee of 1% of the proposed loan amount is where we secure the finance offer, exactly as quoted, and the finance facility is not taken up with 90 days of the offer being made.
This approach dissuades applicants from business that do not respect our service and allows us to focus on building strong relationships with trusted clients that share our belief in engaging ethically in business.
To date we have never needed to request a fee from any client.
Yes, we offer financing for both new and used vehicles and machinery. Age limits do apply and vary among assets classes, however over half of the asset we fund are used so please talk to us about what you are looking for an you may be surprised how flexible we can be.
Repayment terms vary based on the type and age of the asset, however the broad range is from 12 to 84 months, with the majority of assets being financed between 36 and 60 month terms.
You can reach us through any of our website’s contact form, by phone 01443 800621, or via email at info@macmanus.finance. Our expert team are ready to assist you.
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What Our Clients Say
exceptional service
Chris was just brilliant from the second we contacted him. Nothing was too much trouble and the whole process was very straightforward.
He gave us excellent advice throughout. We happily nominate MacManus Asset Finance and have complete confidence in Chris and his team for all of our future needs.
I have chosen MacManus Finance on more than one occasion to finance my vehicles because they are a customer-focused professional company. They are efficient and swift with information and responses to queries.
I am confident that my business is getting the best service for this company.
Finally, I always try to deal with small family businesses as they are dedicated to providing excellent service.
Absolutely excellent company that went above and beyond to arrange my finances and at short notice.
They were very professional and very knowledgeable and also provided me with a very prompt service, highly recommended and deserving of this award.
Brilliant customer service, specialising in specific finance for the funeral industry.
A wonderful company to deal with.
We have used Chris for nearly 20 years to help us finance our fleet and private vehicles. He has always been supportive and been able to find us very competitive rates quickly and efficiently. I have found him to be very discrete and communication has been first class.
I have worked at senior level within the Construction Plant level for some 20+ years and started using MacManus around 2015. I was involved in a larger purchase in 2016 which was a huge commitment for my company but Chris was able to negotiate a deal that could not be refused, including VAT deferral of which I wasn’t aware existed.
If ever asked, I always suggest trying MacManus Finance and I always recommend speaking with Chris.
MacManus Asset Finance Ltd have always been very proactive with their marketing promoting a varied range of financial services.
They helped us to successfully secure £42k worth of funding from Investec for a new Polishing booth last year which was at a competitive rate. The whole process went very smoothly from the initial enquiry right the way through to a successful completion. I would not hesitate to recommend their services.
We have used MacManus Finance for over 10 years and found them to offer a honest and up front approach to financing, namely from the start, you are offered all the hidden costs that arise with other companies!
Chris MacManus supported us throughout and apart from being the most efficient, was also the cheapest option. We have continued our relationship with MacManus ever since and would not hesitate to recommend them.
Chris MacManus and team assisted us with the purchase of our new vehicles. They made the whole process as simple and straightforward as could be in arranging the finance.
An absolute first class and personal service.
MacManus are always a reliable partner for asset finance. Yes, they are competitive and provide an excellent service, but those are not the main reasons for us voting for them.
Through all stages of the finance project, they are always easy to communicate with and respond rapidly. In the case of some projects there can be delays to the point where the build would go outside the offer window. The MacManus team are there nursing everything through and take away part of the stress of a new project by ensuring everything is going to plan and where not then having solutions to hand before the problem arises.
In short, there is a certain peace of mind in dealing with them and a rare level of trust in reliability that a business can put into a supplier.
Proactive and professional service whilst managing to maintain personal relationships.
Excellent after sales service. Approachable and helpful back-office staff.
A first class, exceptional service provider who goes that extra step to securing the right facilities to satisfy our needs. We have dealt with MacManus Finance for ten years and they have provided the funding for nine vehicles.
They have our full backing on their entry, we, as a business are “Completely Satisfied” with this service provider.
A great business that has supported our family funeral service for a number of years.
Consistent good service with great focus on getting things right. Highly recommend.
We have used MacManus Finance for many years and in the main for financing vehicle purchases. They have always been helpful and sourced the best providers. We recently have engaged with other aspects such as Credit Insurance and their provider was most helpful in getting the information required to allow us to make an informed decision.
MacManus continue to keep in touch and detail all their services and promote themselves in a manner that gently reminds its clients they are able to help. Speaking with them on a regular basis MacManus do understand our business and changing needs by offering a full range of services tailored to our business.
I would have no hesitation in recommending MacManus Finance to any business for financial support and guidance.
What Our Clients Say
exceptional service
Chris was just brilliant from the second we contacted him. Nothing was too much trouble and the whole process was very straightforward.
He gave us excellent advice throughout. We happily nominate MacManus Asset Finance and have complete confidence in Chris and his team for all of our future needs.
I have chosen MacManus Finance on more than one occasion to finance my vehicles because they are a customer-focused professional company. They are efficient and swift with information and responses to queries.
I am confident that my business is getting the best service for this company.
Finally, I always try to deal with small family businesses as they are dedicated to providing excellent service.
Absolutely excellent company that went above and beyond to arrange my finances and at short notice.
They were very professional and very knowledgeable and also provided me with a very prompt service, highly recommended and deserving of this award.
Brilliant customer service, specialising in specific finance for the funeral industry.
A wonderful company to deal with.
We have used Chris for nearly 20 years to help us finance our fleet and private vehicles. He has always been supportive and been able to find us very competitive rates quickly and efficiently. I have found him to be very discrete and communication has been first class.
I have worked at senior level within the Construction Plant level for some 20+ years and started using MacManus around 2015. I was involved in a larger purchase in 2016 which was a huge commitment for my company but Chris was able to negotiate a deal that could not be refused, including VAT deferral of which I wasn’t aware existed.
If ever asked, I always suggest trying MacManus Finance and I always recommend speaking with Chris.
MacManus Asset Finance Ltd have always been very proactive with their marketing promoting a varied range of financial services.
They helped us to successfully secure £42k worth of funding from Investec for a new Polishing booth last year which was at a competitive rate. The whole process went very smoothly from the initial enquiry right the way through to a successful completion. I would not hesitate to recommend their services.
We have used MacManus Finance for over 10 years and found them to offer a honest and up front approach to financing, namely from the start, you are offered all the hidden costs that arise with other companies!
Chris MacManus supported us throughout and apart from being the most efficient, was also the cheapest option. We have continued our relationship with MacManus ever since and would not hesitate to recommend them.
Chris MacManus and team assisted us with the purchase of our new vehicles. They made the whole process as simple and straightforward as could be in arranging the finance.
An absolute first class and personal service.
MacManus are always a reliable partner for asset finance. Yes, they are competitive and provide an excellent service, but those are not the main reasons for us voting for them. Through all stages of the finance project, they are always easy to communicate with and respond rapidly.
In short, there is a certain peace of mind in dealing with them and a rare level of trust in reliability that a business can put into a supplier.
Proactive and professional service whilst managing to maintain personal relationships.
Excellent after sales service. Approachable and helpful back-office staff.
A first class, exceptional service provider who goes that extra step to securing the right facilities to satisfy our needs. We have dealt with MacManus Finance for ten years and they have provided the funding for nine vehicles.
They have our full backing on their entry, we, as a business are “Completely Satisfied” with this service provider.
A great business that has supported our family funeral service for a number of years.
Consistent good service with great focus on getting things right. Highly recommend.
We have used MacManus Finance for many years and in the main for financing vehicle purchases. They have always been helpful and sourced the best providers. We recently have engaged with other aspects such as Credit Insurance and their provider was most helpful in getting the information required to allow us to make an informed decision.
I would have no hesitation in recommending MacManus Finance to any business for financial support and guidance.